Ontario Insurance Statutes and Regulations 2009

Description:

• The full text of the Ontario Insurance Act and Regulations, including the Statutory Accident Benefits Schedule
• The updated Dispute Resolution Practice Code and Forms governing the mediation and arbitration process
• Statutory Conditions
• Complete set of forms under the Act and Regulations
• Related legislation (e.g. Corporations Act, the Compulsory Automobile Insurance Act and Regulations, the Marine Insurance Act, and the Registered Insurance Brokers Act and Regulations)
• Table of Concordance of insurance legislation across Canada
• Ontario Automobile Policies.

• Addition of a Table of Concordance of insurance legislation across Canada
• Addition of the O.E.F. 80 Specified Owned Automobile Physical Damage Coverage form
• Replacement of the O.E.F. 81 Garage Family Protection Endorsement form with newer version
• Addition of the entire Marine Insurance Act, R.S.O. 1990, Chapter M.2
• Key decisions including:
  • Brak v. Walsh [Insurance Act, s. 267.5(5)] “Meaning of ‘Permanent’ and ‘Serious’ Under Bill 59”
  • Nissan v. McNamee and Sherman v. Guckelsberger [Insurance Act, s. 267.5(5), O. Reg 461/96, ss. 4.1 and 4.2] “Bill 198 Amendments to Threshold Test”
  • Miller v. Carluccio [Insurance Act, s. 148, statutory condition 4(1)] “Owners of motor vehicles must have a proper system to ensure that operators of their vehicles are properly licensed”.
  • Ontario (Minister of Transportation) v. Canadian Surety Co. [Liability Insurance – Extent of Coverage] “Contractor's liability coverage naming owner as additional insured does not indemnify owner for owner's independent negligence, absent explicit priority agreement to that effect”.
  • Lombard Canada Ltd. v. Royal & Sun Alliance Insurance Co. [O. Reg. 283/95 “Disputes Between Insurers”] “First insurer receiving application for accident benefits must pay benefits as long as there is at least some nexus with the claimant; failure to comply with the priority dispute regulation is fatal to the paying insurer's priority dispute”.